Neal Templin

Neal Templin

Story Editor

LATEST ARTICLES

Get Off Your Butt. After Sitting 8 Hours, You Need to Do This.

Get Off Your Butt. After Sitting 8 Hours, You Need to Do This.

You should walk about 10 minutes for every hour you spend in a chair. That adds up 13,000 steps for every regular work shift.

4 minute read

How to Dodge Social Security’s ‘Tax Torpedo’

How to Dodge Social Security’s ‘Tax Torpedo’

Converting your retirement account to a Roth could make all the difference.

3 minute read

He’s 87 and Has Never Taken a RMD From His 401(k). Here’s His Secret.

He’s 87 and Has Never Taken a RMD From His 401(k). Here’s His Secret.

Fuller Bazer is a professor at Texas A&M. He still works because he loves his job—not because he wants to save on taxes. His nest egg keeps growing.

4 minute read

Avoid This Retirement Mistake. It Can Cost You Thousands in Taxes.

Avoid This Retirement Mistake. It Can Cost You Thousands in Taxes.

The order retirees withdraw money from taxable, tax-deferred, and Roth accounts can have a major impact on taxes and inheritances.

Long Read

Inflation Squeezes Retirement. 5 Smart Tips to to Protect Yourself.

Inflation Squeezes Retirement. 5 Smart Tips to to Protect Yourself.

You’ve scrimped and saved for your senior years. Don’t let today’s high prices ruin them. There are easy ways to guard your nest egg.

Long Read

Exercise Is Important as You Get Older. 3 Big Reasons to Push Yourself.

Exercise Is Important as You Get Older. 3 Big Reasons to Push Yourself.

Aging inevitably reduces strength and aerobic capacity, doctors and fitness experts say. But regular workouts can slow the decline.

4 minute read

Looking for Inflation Protection in Retirement? The Math Looks Strong for a TIPS Ladder.

Looking for Inflation Protection in Retirement? The Math Looks Strong for a TIPS Ladder.

Currently, a $1 million TIPS ladder would pay you $48,000 a year, adjusted annually for inflation, over the next three decades.

1 minute read

Market Drops Hurt Your Retirement. But This Is the Bigger Risk.

Market Drops Hurt Your Retirement. But This Is the Bigger Risk.

New calculations from the 4% rule creator show that the 1929 crash wasn’t as bad as inflation during the ‘70s and ‘80s.

4 minute read

The Condo Market Is Showing Signs of Recovery. What Potential Buyers Should Know.

The Condo Market Is Showing Signs of Recovery. What Potential Buyers Should Know.

Select condominium markets around the country have been hit by oversupply and big price drops.

4 minute read

A Prenup Isn’t Exactly Love Talk. Bring It Up Anyway.

A Prenup Isn’t Exactly Love Talk. Bring It Up Anyway.

Prenuptial agreements are particularly good idea in second marriages or for anybody who has substantial assets.

Long Read

Why You Need to Earn as Much as You Can After 60

Why You Need to Earn as Much as You Can After 60

There’s a quirk that can boost your Social Security benefit. It’s tied to the size of your income and how long you work.

Long Read

Taxes Could Burn You if You’re on Medicare. There’s an Easy Way to Dodge the Flames.

Taxes Could Burn You if You’re on Medicare. There’s an Easy Way to Dodge the Flames.

The tax, called IRMAA, kicks in if your income exceed the strict limits. But you can save a ton by simply filling out a form called the SSA-44.

3 minute read

Calculate Your Risk of Heart Disease. It Might Surprise You.

Calculate Your Risk of Heart Disease. It Might Surprise You.

The American Heart Association tool has an online tool that predicts your chances of cardiovascular disease, the country’s top killer.

4 minute read

Seniors, Here’s How to Lower Your Tax Bill. 5 Strategies to Keep in Mind.

Seniors, Here’s How to Lower Your Tax Bill. 5 Strategies to Keep in Mind.

Older Americans can manage their money several ways so they pay less to Uncle Sam.

Long Read

Wait Until 70 to Claim Social Security. (Just Ignore All the Myths.)

Wait Until 70 to Claim Social Security. (Just Ignore All the Myths.)

There are good reasons to pull the trigger early—and bad reasons that will cost you substantially.

Long Read

AI Won’t Be Your Doctor. But It Could Make You a Better Patient.

AI Won’t Be Your Doctor. But It Could Make You a Better Patient.

It’s better than Google or WebMD and could help your doctor be more efficient, but don’t skip an office visit.

4 minute read

Afraid of an AI Bubble? How to Protect Yourself.

Afraid of an AI Bubble? How to Protect Yourself.

If investors are too keen on AI, the S&P 500 could struggle for years. That’s exactly why you shouldn’t put all your eggs in one basket.

4 minute read

Many Seniors Avoid Climbing Stairs. Maybe They Shouldn’t.

Many Seniors Avoid Climbing Stairs. Maybe They Shouldn’t.

You might want to rethink that plan to move to a one-story home.

3 minute read

3 Things to Keep in Mind When Moving in Retirement

3 Things to Keep in Mind When Moving in Retirement

Up your odds of a successful transition by following a few basic rules.

4 minute read

Start Practicing Retirement Now. It’ll Make the Switch That Much Easier.

Start Practicing Retirement Now. It’ll Make the Switch That Much Easier.

For some, shedding work suddenly is quite a leap. With practice, the transition can go smoothly.

3 minute read

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