Barron's

Retirement and Well-Being

Read the latest from Barron's on how to live well and retire confidently.


Grandparents, Don’t Use Trump Accounts for College Savings

Grandparents, Don’t Use Trump Accounts for College Savings

The accounts can be a good way to fund a grandkid’s retirement, but there are better ways to save for college.

3 minute read

Why Longevity Literacy Is the Missing Piece in Financial Planning

Why Longevity Literacy Is the Missing Piece in Financial Planning

Many Americans underestimate how long they could live, jeopardizing their retirement security.

4 minute read

Trump Accounts Count on Big Returns. The Math Suggests Otherwise.

Trump Accounts Count on Big Returns. The Math Suggests Otherwise.

Rosy projections from the Trump administration may give savers inflated expectations about the wealth-building power of the new accounts, experts warn.

4 minute read

Mary Beth Franklin: Social Security, Medicare, and Smarter Planning

Mary Beth Franklin: Social Security, Medicare, and Smarter Planning

The Social Security expert explains how advisors can turn the complexity associated with the program into better client conversations and more confident retirement decisions.

4 minute read

Playing Catch-Up on Your 401(k)? Read This Now.

Playing Catch-Up on Your 401(k)? Read This Now.

Most high-earning employees will now need to funnel their catch-up contributions into an after-tax Roth account.

3 minute read

German Pension Reform Turns Savers Into Investors. That Will Fuel the Market.

German Pension Reform Turns Savers Into Investors. That Will Fuel the Market.

The German stock market could use help. The Dax 40 index has barely budged since Friedrich Merz became chancellor 14 months ago.

3 minute read

Get Off Your Butt. After Sitting 8 Hours, You Need to Do This.

Get Off Your Butt. After Sitting 8 Hours, You Need to Do This.

You should walk about 10 minutes for every hour you spend in a chair. That adds up 10 13,000 for every regular eight-hour shift.

4 minute read

These Household Names Are Dividend Kings. They’re Rock-Solid For Income.

These Household Names Are Dividend Kings. They’re Rock-Solid For Income.

Companies like Coca-Cola have a long history of increasing their dividends. Why they’re solid for retirement income.

2 minute read

Japan Is an Investing Giant for Mom and Pop. It Just Needs to Convince Them.

Japan Is an Investing Giant for Mom and Pop. It Just Needs to Convince Them.

A shift in Japan’s large pool of household financial assets could reshape capital markets, one analyst says.

3 minute read

Beware the Social Security ‘Tax Torpedo.’ How to Protect Your Retirement Income.

Beware the Social Security ‘Tax Torpedo.’ How to Protect Your Retirement Income.

Converting your retirement account to a Roth could make all the difference.

3 minute read

SpaceX Is Coming To An Index Fund Near You. Will It Do More Harm Than Good?

SpaceX Is Coming To An Index Fund Near You. Will It Do More Harm Than Good?

The rocket and AI company won’t have a big impact on the S&P 500, but it’s a sign of things to come.

2 minute read

Week’s Best: Hardship Retirement Withdrawals on the Rise

Week’s Best: Hardship Retirement Withdrawals on the Rise

Here’s our weekly roundup of the most-read articles at Barron’s Advisor.

2 minute read

SpaceX Is Coming for Your Retirement Portfolio. Why You Shouldn’t Worry.

SpaceX Is Coming for Your Retirement Portfolio. Why You Shouldn’t Worry.

Investors in index funds will soon own a sliver of SpaceX. Consider these moves if you’re worried it’s a bubble.

4 minute read

Retirement Savings Are Up, But So Are Hardship Withdrawals

Retirement Savings Are Up, But So Are Hardship Withdrawals

More Americans have been dipping into their retirement savings, about half of them do so multiple times.

3 minute read

The Truth Behind Social Security's Finances

The Truth Behind Social Security's Finances

The program’s retirement trust fund will run dry sooner than previously forecast. What to know.

2 minute read

He’s 87 and Has Never Taken a RMD From His 401(k). Here’s His Secret.

He’s 87 and Has Never Taken a RMD From His 401(k). Here’s His Secret.

The still working exception allows workers to not make required minimum distributions at the retirement plan of their current employer.

4 minute read

Go Ahead, Take That Vacation. You May Be Spending Too Little in Retirement.

Go Ahead, Take That Vacation. You May Be Spending Too Little in Retirement.

New research indicates that retirees may be overly conservative in retirement spending. How to plan.

4 minute read

Inflation Is Boosting Next Year’s Social Security Raise. Here’s the New COLA Estimate.

Inflation Is Boosting Next Year’s Social Security Raise. Here’s the New COLA Estimate.

For now, many older adults are stretching their budgets on the basics.

2 minute read

Social Security’s Trust Fund Will Run Dry In 2032, Trustees Say. What It Means for Your Benefits.

Social Security’s Trust Fund Will Run Dry In 2032, Trustees Say. What It Means for Your Benefits.

The program’s “trust fund” is going to run dry even sooner than expected. Here’s what to know.

Long Read

Medicare Is a Maze. Here's How to Navigate It.

Medicare Is a Maze. Here's How to Navigate It.

The government’s guide to Medicare can you help with one of the more confusing choices: whether to buy Medigap coverage.

2 minute read

This Medicare Cost Can Be a Stealth Budget Buster. How Retirees Can Prepare.

This Medicare Cost Can Be a Stealth Budget Buster. How Retirees Can Prepare.

Costs for Medigap insurance are rising fast. Retirees have other options if it becomes unaffordable.

4 minute read

Public Comments Reveal Sharp Divide Over Labor Department Proposal to Put Alts in 401(k)s

Public Comments Reveal Sharp Divide Over Labor Department Proposal to Put Alts in 401(k)s

The nearly 45,000 comments include strong endorsements from industry groups and sharp criticism from investor advocates.

4 minute read

Avoid This Retirement Mistake. It Can Cost You Thousands in Taxes.

Avoid This Retirement Mistake. It Can Cost You Thousands in Taxes.

The order retirees withdraw money from taxable, tax-deferred, and Roth accounts can have a major impact on taxes and inheritances.

Long Read

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