Retirement and Well-Being

Read the latest from Barron's on how to live well and retire confidently.


The Market Is Swinging Wildly. Should Retirees Wait to Take RMDs?

The Market Is Swinging Wildly. Should Retirees Wait to Take RMDs?

IRS rules on required minimum distributions kick in at age 73. How to deal with it in a volatile market.

4 minute read

Are You an Older Parent? Your Kids May Be Eligible for Social Security When You File.

Are You an Older Parent? Your Kids May Be Eligible for Social Security When You File.

This additional source of income can change the calculus for when to file for retirement benefits.

Long Read

Contributing to a Retirement Plan During a Down Market Enhances Returns

Contributing to a Retirement Plan During a Down Market Enhances Returns

You get more bang for your buck if you make contributions to a retirement plan while stock is cheap.

4 minute read

DOGE’s Harsh Reality: Forced Retirement May Be More Likely Than You Think

DOGE’s Harsh Reality: Forced Retirement May Be More Likely Than You Think

While the economy remains strong, older Americans who thought their jobs were secure may now be out of work.

2 minute read

Foreign Stocks Are on a Tear. Why It Isn’t Too Late to Buy Them.

Foreign Stocks Are on a Tear. Why It Isn’t Too Late to Buy Them.

Global stocks have more attractive valuations than U.S. stocks. Experts say you should have at least 25% allocated toward foreign holdings.

4 minute read

Retirees, Now Isn’t the Time to Buy the Dip

Retirees, Now Isn’t the Time to Buy the Dip

The S&P 500 has entered correction territory, and investors may be wondering if it’s a good time to scoop up shares that have gone on sale. For retirees, the answer is: probably not.

2 minute read

Buffered ETFs Protect Against Market Drops. They Are Selling Like Hotcakes.

Buffered ETFs Protect Against Market Drops. They Are Selling Like Hotcakes.

These exchange-traded funds offer downside protection, but you must give up a lot of upside in return.

Long Read

How to Know If You’re a Heavy Drinker—and How to Get Help

How to Know If You’re a Heavy Drinker—and How to Get Help

Some 6% of U.S. adults are considered heavy drinks and another 17% binge drink. The behavior can take a toll on your health, family life, and work.

Long Read

The Trade War Is Here. Retirees, It’s Time to Protect Your Portfolio.

The Trade War Is Here. Retirees, It’s Time to Protect Your Portfolio.

Make sure you have enough cash, and consider alternatives to stocks and bonds that can hold up in downturn.

4 minute read

Can’t File Your Taxes Today? How to Avoid IRS Fines.

Can’t File Your Taxes Today? How to Avoid IRS Fines.

Laggard taxpayers can easily get a filing extension to Oct. 15, though they must pay the money they owe now.

3 minute read

TIPS Ladders Offer Inflation-Adjusted Paychecks. The Math Behind Them Just Got Even Better.

TIPS Ladders Offer Inflation-Adjusted Paychecks. The Math Behind Them Just Got Even Better.

The recent rise in interest rates boosts the annual payment to 4.8%.

1 minute read

Cash Is Still King. Where to Stash Idle Dollars Now.

Cash Is Still King. Where to Stash Idle Dollars Now.

Stocks are getting pummeled, but the cash part of portfolios can earn a nice little return—provided investors are willing to shop around.

3 minute read

The Stock Market Is Frantic. You Shouldn’t Be.

The Stock Market Is Frantic. You Shouldn’t Be.

Often the best course of action in a wild market is doing as little as possible.

Long Read

Retirees, Buckle Up and Build Your Cash Cushion

Retirees, Buckle Up and Build Your Cash Cushion

Consider defensive portfolio moves or even selling a used car as some of Trump’s tariffs remain in place.

4 minute read

During Market Turmoil, Retirees Need to Focus on This

During Market Turmoil, Retirees Need to Focus on This

Aaron Cirksena, founder of MDRN Capital, saw his parents lose capital during the 2007-09 recession. He wants to protect clients from the same mistakes.

Long Read

Financial Advisors: This Is Why You Don’t Try to Time the Market

Financial Advisors: This Is Why You Don’t Try to Time the Market

Advisors are using the markets’ rally Wednesday to remind clients of the importance of sound financial planning and avoiding rash decisions.

3 minute read

Medicare Advantage Payday Won’t Solve Rising Healthcare Costs

Medicare Advantage Payday Won’t Solve Rising Healthcare Costs

Healthcare costs have rocketed in the wake of the pandemic.

2 minute read

How Financial Advisors Are Navigating Tariff-Related Market Turmoil

How Financial Advisors Are Navigating Tariff-Related Market Turmoil

Financial advisors are emphasizing the importance of diversification and planning as they seek to assuage clients worried about stocks’ recent decline.

Long Read

60/40 Portfolios Are Holding Their Own. It Doesn’t Mean Investors Are Calm.

60/40 Portfolios Are Holding Their Own. It Doesn’t Mean Investors Are Calm.

Balanced funds are protecting investors. But the selloff is still scaring many, says an adviser.

2 minute read

Tax Swindlers Are Thriving. The Turmoil at the IRS Doesn’t Help.

Tax Swindlers Are Thriving. The Turmoil at the IRS Doesn’t Help.

Beware of fraudulent IRS websites or any attempts to dupe taxpayers into supplying personal information.

Long Read

Hey, Retirees. The Best Thing to Do to Your Stock Portfolio Is Nothing.

Hey, Retirees. The Best Thing to Do to Your Stock Portfolio Is Nothing.

Selling during a market downturn is almost always a bad idea. Some of the market’s best days usually follow its worst days.

3 minute read

These Are Scary Times. Market Downturns Can Be a Buying Opportunity.

These Are Scary Times. Market Downturns Can Be a Buying Opportunity.

For longterm investors, plummeting share prices are often a great time to buy stocks on the cheap.

Long Read

Democrats, AARP, Other Groups Align on Protecting Social Security. Here’s the Plan.

Democrats, AARP, Other Groups Align on Protecting Social Security. Here’s the Plan.

Senate Democrats launch a “Social Security war room” amid concerns of service reductions that could amount to “backdoor” benefits cuts.

4 minute read

Gold Has Gone Through the Roof. Retirees Should Keep a Lid on It.

Gold Has Gone Through the Roof. Retirees Should Keep a Lid on It.

Investors are flocking to the precious metal as a haven against trade turmoil and other market pressures. Don’t get carried away.

4 minute read

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