Retirement and Well-Being

It’s the question that keeps millions of Americans up at night: Do I have enough saved for retirement?

Sometimes retirees try to invest their way out of a debt hole. Financial advisors explain why that’s a bad idea—and what investors should do instead.

September and October can be rough for stocks. Here’s how to add some shock absorbers to your portfolio.

The new Retirement Fear Index can help financial advisors better understand economic and news-driven fears that affect client behavior, its creator says.

Higher Treasury yields could be good news for new retirees.

“This is like the best of all worlds for retirees,” says one investment specialist. Thank rising yields on bonds and strong stock performance.

A Roth conversion is often proposed without the nuanced guidance needed to determine whether it is truly the right fit, this financial advisor argues.

By using the “Retirement Sketchbook” method (no artistic ability required), advisors can craft retirement scenarios that are both tangible and flexible, these authors write.

How long do you need your money to last?

Our writer has upped his steps from 10,000 a day to 13,000. He does it because it feels good, but it also does good things for his body and brain.

Annuity sales are soaring as a record number of Americans turn 65.

Financial planning software often assumes a 95-year life span. How to plan for the reality.

If you can afford the higher premiums, traditional Medicare plus a supplemental policy is the way to go.

For preretirees, it may pay to save more. Investments like a balanced fund may get the job done.

A new survey finds that unpaid caregiving responsibilities tend to fall more on lower-income Americans and undermine their retirement confidence.

The fact that the accounts can convert to a Roth IRA at age 18 makes them worth a second look for long-term planning.

Healthcare costs for a 65-year-old retiring today are up 7.5% from last year, the sharpest rise in a decade.according to Fidelity.

Plan for problems. You don’t want a situation where you would have to foreclose on your child to get your money back.

Barron’s asked three longtime market pros how they would invest $1 million so it will grow mightily. They all had different answers.

How to protect your retirement savings against a potential selloff in stocks tied to artificial intelligence.

A new survey found that 43% of respondents between 35 and 44 said that their credit-card debt exceeded their retirement savings, the most of any age group.

A new BNY Wealth survey finds affluent families are delaying wealth transfers as longer lifespans, complex assets, and difficult family conversations reshape estate planning.

Under the RMD approach, you use the IRS formula to determine withdrawals for your entire portfolio—even when it isn’t required by tax law.